Please check to see if you are running the below third party program, or any download enhancer program.
The program is:
Speedcorp Win9x Performance Enhancer© BetaVer 3.01.3
-Used for Windows 95/98/98SE/ME computers with cable modems.
This program is designed to enhance download speeds and has been known to cause customers to frequently disconnect from DAoC. I highly suggest those with crashing problems, with cable modems, and are using this program, to uninstall it.